Get Legal Counsel to Prevent Foreclosure in Florida
Advertisements and "advice" about preventing foreclosure are everywhere. We see conflicting advice on billboards, in television ads, in newspapers and magazines and on the Internet.
If you are worried about foreclosure, or if foreclosure proceedings have begun against you, one of the best things you can do for yourself and your family is to get legal advice from a seasoned Florida real estate attorney.
Located in Orlando, the AV-rated* law firm of Pierce & Associates, P.L., was founded by attorney John G. Pierce, a native Floridian who has practiced law in central Florida for more than 40 years. Our small law office is a friendly and compassionate environment in which to discuss your home foreclosure troubles in a direct conversation with an experienced foreclosure defense lawyer. Contact us today to schedule a consultation.
Is It Possible to Prevent Foreclosure?
This is the question on the minds of every family with financial trouble and a mortgage right now. "Is it possible to prevent a foreclosure?" The answer is a firm "yes." Although it may not be possible in every case, foreclosure prevention is a very real and affordable option for many Florida homeowners facing foreclosure.
Don't Walk Away: Have you been told to "walk away" from your mortgage? Visit the Foreclosures page of this Web site to read our opinion about why that may be the worst possible solution.
At Pierce & Associates, we have extensive experience representing Florida homeowners who are trying to save their homes and prevent foreclosure. When we work on foreclosure prevention cases, we use a variety of legal strategies, depending on the specific facts of our client's situation. Some of the many tools available to prevent foreclosure include:
- Legal defense against the foreclosure proceeding: If the mortgage lender has already filed the foreclosure proceeding, we defend against the formal legal action. Are there legal defects in the home loan contracts or in the foreclosure action itself? How was the summons and complaint for the foreclosure action delivered to (or served upon) you? The answers to these and other questions may allow us to mount a successful legal defense to the foreclosure action that will at least delay the foreclosure — giving the client time to make alternate arrangements.
- Mortgage loan modification negotiations: Sometimes, homeowners whose mortgage modification applications are unsuccessful find that they succeed when the application is presented and argued for by a well-known, local real estate attorney with a solid reputation.
- Mortgage mediation: Many Florida counties and courts are requiring mediation between the lender and the homeowner before a foreclosure can be finalized. Unlike a mortgage modification application, a representative from the lender with the authority to settle the case must attend the mediation session. This is a unique opportunity to negotiate an alternate solution to prevent foreclosure.
- Short sale: We may be able to assist you in negotiating with your lender to accept proceeds from the sale of your home that are less than the amount of your mortgage. This solution leaves you without your home, but also keeps the black mark of foreclosure off your credit report.
Contact Us for Practical Advice on How to Prevent Foreclosure and Keep Your Home
Many home loan lenders are actively seeking ways to resolve past-due mortgages without foreclosing on properties — for the simple reason that many lenders find themselves owning far more real estate than they want to own.
Take advantage of our substantial experience and schedule a private consultation about your options for preventing home foreclosure. To contact Pierce & Associates, call 407-982-3869 or use our online intake form.
* CV, BV, and AV are registered certification marks of Reed Elsevier Properties, Inc., used in accordance with the Martindale-Hubbell certification procedures, standards, and policies. Martindale-Hubbell is the facilitator of a peer review rating process. Ratings reflect the confidential opinions of members of the Bar and the judiciary. Martindale-Hubbell Ratings evaluate two categories--legal ability and general ethical standards. An AV rating is reserved for attorneys whose legal ability is rated by other attorneys as very high to pre-eminent.
